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How to File an Auto Accident Claim In states that have no fault, your insurance company will pay for medical costs and lost wages regardless of who was at fault for the accident. They'll also be looking over documents and gather evidence (photos, witness testimony, medical records and expense reports). The amount of compensation that you receive is contingent on the severity of your injuries as well as expenses. This article will help you understand the steps required to file an auto accident claim. Report the Accident It's important that you notify a crash with a car as soon as possible. In many states, this will be done by the local police, county sheriffs, state police, or Department of Motor Vehicles. Take pictures of the scene of the accident if you can. This will help you remember what happened, and could be beneficial for your insurance claim. Photos can be used to display details such as skid marks, damage to your vehicle weather conditions, skid marks, and other crucial details. It's also a good idea to obtain the other driver's information including their name and insurance company. If you can, also request a copy of their driver's licence and car registration. auto accident lawsuit utah 's also crucial to write down your own account of the accident as well as what you saw and what happened. Remember that memory is not reliable, and if you don't document what occurred, you could be accountable for damages or injuries that aren't apparent later on. Additionally, if you do not report the incident your insurance company could decline to cover any damages resulting from it. Check your policy or contact your agent to inquire the requirements for filing an accident report. Get Medical Attention After a car crash you should seek medical attention and be assessed to determine if there are any injuries. Making an appointment with a doctor as quickly as you can is a good way to avoid any future complications and also make your claim stronger when it comes time to negotiate with the insurance company. If you can, it's best to visit a emergency room of a hospital following an accident. This is because hospitals have access to top surgeons, doctors and medical equipment. It can be difficult for insurance companies and defense lawyers to downplay injuries sustained in the hospital. Car accidents can cause injuries ranging from minor bruising to severe internal injuries such as paralysis or brain injury after a traumatic accident. Even if the symptoms, like stiffness and pain don't show up immediately it's essential to for a medical appointment. These records will be crucial in proving you've suffered injuries resulting from the crash. Our Denver car accident lawyers will make use of these records to build a solid case that the actions of the at-fault driver caused your injuries and you are entitled to fair damages for your injuries. Take Photos Take photos of the site of the accident as fast as possible, but ideally before police arrive. If you are able, take photos of the damages on each vehicle from various angles. It is also essential to take close-up pictures of the vehicles and any other evidence that could be crucial (such as broken glass or airbags deployed) as long as you are able do so. If you are unable to get closeups, try placing an object, such as a coin, inside the picture for scale. It is also possible to take photographs without or with flash to show hidden details. It's also an excellent idea to document the injuries you sustained during the crash. Scrapes, bruises and cuts will fade over time, so these photos will serve as valuable evidence of your injuries in the future. Also, it's recommended to take pictures of all other relevant details about the accident as you can (such as traffic signals, street signs, weather conditions and road debris) because these details could help paint a more detailed image of what transpired. Contact Your Insurance Company If you're planning to file a claim, it's essential to contact your insurance company as soon as you can. You may be required to do so under your policy, but even if you are not an attorney, you will need records of your losses to back up your claim (such as repair and medical bills). Luna advises that you collect all relevant information on the scene. This includes information about your vehicle and any other drivers involved. Ask to see the insurance card of the other driver and ensure you have their name address, telephone number, address as well as the details of their car insurance (company and policy number). If witnesses are present, take their names and contact numbers. It's essential to remain calm even although the last thing you'd like to do following an accident is fight with insurance companies. Any statements you make while emotions are high could be used to your disadvantage later on. This is the reason it's better to have an attorney manage negotiations. They can ensure that you don't mention anything that could be later used against you. Contact an attorney An experienced attorney can assist you in dealing with the insurance company and get an appropriate settlement. They will review your medical bills and other records and will frequently consult with a medical professional to provide their opinion regarding the extent of your injuries. If you do not provide them with accurate and complete documentation, they will not give you a fair estimate. In addition to seeking compensation for your economic losses, like medical bills and lost wages, you could be entitled to non-economic damages for pain and suffering. If the other driver was found to have acted with gross inattention or recklessness the court could award additional compensation, also known as punitive damages. If the at-fault driver fled the scene, you'll have to report the incident to the police. You should also request the crash report from the police station or online. You'll need it to make a no-fault claim or a liability lawsuit. New York has very specific laws that govern auto accidents. These laws are best explained by a knowledgeable attorney.